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Union Benefits

At Union Pacific, your health and well-being is something we care deeply about. Our benefit plans and programs are designed to help you and your family live life well. Here's a glimpse at what we offer:

Health & Wellness

The following union employee benefits are determined through collective bargaining agreements:

  • Medical and Prescription Insurance
    • National Plan
    • Please note: depending on union membership, some craft professionals will enroll in Iron Road Healthcare instead of the National Plan for medical benefits 
  • Vision and Dental Insurance
  • Life and Disability Insurance

Retirement and Financial Planning

Union Pacific not only invests in your career, we invest in your future. We offer exceptional financial security with our Railroad Retirement and a comprehensive 401(k) plan.

What is Railroad Retirement?

Railroad Retirement is a program similar to, but legislatively and administratively separate from, the Social Security system. The two systems (Social Security and Railroad Retirement) are closely coordinated with regard to earnings credits, benefit payments and taxes. Check out the infographic on the right to see the benefits of Railroad Retirement when compared to Social Security.

For more information, visit the Railroad Retirement Board Website

401(k) Plan

The 401(k) Plan is a flexible and convenient way to save for your retirement. It offers several investment options, with a variety of funds to choose from. Employees are eligible to participate after one year of service.

Life and Family

We know how important family can be, and how important it is to be a part of your community. That's why we offer such robust child care programs, as well as generous giving programs.

Child Care/Care Support Services

We recognize employees may need help at home to support the varying work schedules required to run the railroad's 24/7 operations. This is why we offer a company child development center, as well as access to Bright Horizons Care Advantage™. This resource provides access to the largest self-select online database of caregivers. Featured services supporting better work-life balance include: 

  • Center-Based Child Care
  • Pet Care
  • Babysitters and Nannies
  • Elder Care
  • Housekeeping
  • Tutoring and Homework Help

Milk Stork

Union Pacific offers a service for pumping and shipping or toting of breast milk for our traveling moms. Milk Stork is the first and only breast milk delivery service for business traveling moms, providing no-fuss, refrigerated, express shipping or easy toting of breast milk home to baby.


To support your involvement in the community, we offer two programs to enhance employee giving.

  • MoneyPLUS Program – Supports and extends employee financial contributions to qualified 501(c)(3) public charities.
  • TimePLUS Program – Employees who volunteer their individual time may apply for a $250 gift from the company to support the public charity they assist. 

Wellness Programs

We understand that every step taken on the path of wellness leads to a richer, fuller life. That's why we fully support and encourage employees and their families to take charge of their health and well-being.

System Health Facility Program (SHF)

Union Pacific contracts with numerous fitness centers nationwide. Fitness centers and gyms are chosen because of close proximity to work locations where there are critical masses of employees. Employees who work in Union Pacific Center (UPC) are welcome to use the Omaha Health and Fitness Center and may use the SHF network while traveling.

Other Benefits


Union vacation and holidays are determined by collective bargaining agreements.

Transportation Spending Account

Employees are eligible to participate in a Transportation Spending Account (TSA) to make parking and commuting more affordable. The account can be used to pay for these costs directly to the parking provider on a pre-tax basis, through payroll deduction.

Tuition Reimbursement 

Our Educational Assistance Program is provided to encourage growth and development of employees through the University of Nebraska - Omaha.  This partnership allows you to take online or in person classes at UNO, which has over 200 programs of study.  Plus, Union Pacific pays UNO directly, eliminating your out of pocket costs.   

Whether you're interested in obtaining a degree, or just one class for professional development, be sure to take advantage of this amazing program!

Employee Discounts

Union Pacific has worked with a variety of vendors to negotiate discounts for our employees. You can use these discounts on purchases like automobiles, computers, home appliances, wireless phone service, personal banking and mortgage services. 

Voluntary Benefits

The Union Pacific Voluntary Benefits Marketplace provides access to voluntary benefits that leverage group purchasing power to provide discounted rates, streamlines the employee shopping and enrollment experience, and offers convenient premium payment options. Offerings include:

  • Auto Insurance
  • Home/Renters Insurance
  • Pet Insurance
  • Identity Theft Protection
  • Financial Wellness Materials


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