Health & Wellness
Our wellness programs are nationally recognized, making Union Pacific one of the healthiest employers in the nation. Your health and well-being is something we care deeply about. Our health insurance plans allow you to select the right coverage for you and your family's needs. Here's a glimpse at what we offer:
- Employee Assistance Program
- Health Assessments
- Fitness Services
Medical and Prescription Insurance
Non-Union (Nonagreement) Employees
Nonagreement employees have the option to select from two different High Deductible Health Plans (HDHPs) with low monthly premiums. These HDHPs are designed to be paired with a Health Savings Account (HSA) that can be used for annual deductibles and any out-of-pocket covered medical costs.
The third plan is a Preferred Provider Organization (PPO) option with lower deductibles, lower out-of pocket maximums, and Rx coverage without having to first meet a deductible.
Union (Agreement) Employees
Union employee benefit plans are determined through collective bargaining agreements.
Dental and Vision
Dental: Non-Union (Nonagreement) Employees
We provide dental coverage for you and your family. Preventive care is covered 100 percent, with no deductible. The plan also covers restorative work, prosthetics, oral surgery, and child and adult orthodontia.
Vision: Non-Union (Nonagreement) Employees
We provide vision coverage for you and your family. The plan includes eye exams, as well as discounted frames and lenses.
Vision and Dental: Union (Agreement) Employees
Union dental and vision benefits are determined though collective bargaining agreements.
Life and Disability Insurance
Non-Union (Nonagreement) Employees
In the event of a health or family crisis, Union Pacific makes sure that you and your family will be financially protected.
We offer core life and accidental death and dismemberment insurance (up to $50,000) at no cost to employees. Non-union (nonagreement) employees may purchase additional coverage for yourself, and for your spouse or domestic partner, and children.
Non-union employees are eligible for basic short-term disability coverage and basic long-term disability coverage after three months of continuous service.
Union (Agreement) Employees
Union (agreement) employee benefits are determined though collective bargaining agreements.
The information on this website is subject to change at the sole discretion of Union Pacific and its subsidiaries. Not all Union Pacific Corporation or Union Pacific Railroad benefit programs are available to employees of subsidiaries.
